Compare Car Insurance
The car insurance marketplace is huge with dozens of insurance providers all competing for your money. Trying to navigate your way through all the various providers and options can be confusing – this is where we can help. Use our free online car insurance comparison service to read reviews and compare quotes from the leading car insurance companies to find the right deal for your circumstances.
We have a comprehensive reviews section and useful comparison tables so that you can review the policy key features and online discounts at a glance. Just click on the appropriate link for more information.
Compare Car Insurance Deals:
Introductory discounts and offers do change from time to time - visit provider's website for up to date info
Motor Insurer Online
DiscountBreakdown
CoverKey Feature(s) More
Info
Aviva Motor Insurance
10%
• Multi-car discounts available 
Be Wiser Car Insurance
0%
• Free breakdown cover provided by RAC
• Compare quotes from over 40 insurers
Churchill Car Insurance
15%• No price increase on first renewal
• Further 10% discount available on additional vehicles insured
Direct Line Car Insurance
0%• No claims discount for named drivers
Endsleigh Car Insurance
0%• Compare quotes from over 40 insurers
• Free 90 day European driving cover provided
Green Insurance
12.5% plus 5% for low emission cars• 10% discount if you insure two cars or more
• Free 90 days European cover
HSBC Car Insurance
10%• 90 days European cover
• Free courtesy car under comprehensive cover
Kwik-Fit Car Insurance
20%• FREE MOT
• 10% discount at Kwik Fit centres across UK
M & S Car Insurance
10%• UK and European breakdown cover included as standard
Privilege Car Insurance
10%• Earn up to 65% no-claims discount
• Discounted Green Flag breakdown cover
The Co-op Car Insurance
10%• Receive up to 70% no-claims discount
• Named drivers can earn their own no-claims discount
Virgin Money Car Insurance
0%• Buy online and get 12 months for the price of 11 and a 5% discount (offer ends 31/08/2009)
Our top choice for comparing car insurance quotes online is GoCompare.com who search and compare 1000 prices from over 100 car insurance providers to find the right deal for you. Gocompare.com’s quick and easy-to-use 5 Star Rating system means you could obtain a quote and be covered within minutes.
If you would like a quote from GoCompare.com click on the link above. You will only need to fill in one form and the prices quoted are fully underwritten, not estimates.
Go compare all the following insurance providers with GoCompare.com:
1st Central, 1st Quote, A Quote, Admiral, AIG Direct, Auto Direct, Auto Trader, Autonet insurance, Bell, Bradford and Bingley , BrokerKing , Budget , Bullseye insurance , ChoiceQuote, Churchill , Citroen , Cornhill Direct , Dial Direct , Direct Choice , eCar insurance , Egg , Endsleigh , esure , Express insurance , First Alternative , Green Insurance , Grove & Dean , Halifax , Hastings Direct , Highway , ibuyeco , igo4 , InsuranceFactory.com , Insure and Go, insure.co.uk , Insurebasics , insurepink , its4me , Kwik-Fit , Ladybird , Lancaster , Likewise , Liverpool Victoria , Lloyds TSB , MarkerStudy , Marks and Spencer , Masterquote , MORE TH>N , Motaquoteonline , Motor Quote Direct , MyMotorQuote , Nissan , One Call Insurance , Onequote Direct , Only Insurance, Performance Direct , Peugeot , Privilege, Prudential , Quinn-direct , QuoteA , QuoteLine Direct , RAC , Renault , Renew Insurance , Saga , Sainbury’s Bank , Sheilas’ Wheels , Sureterm Direct , Swiftcover , Swinton , Tesco , Tesco Value , Thames City , The AA , Virgin Money , Wiser Choice , Yes Insurance , Zurich Insurance
Car Insurance Reviews:
Why have Car Insurance?
In the UK, the law stipulates that it is a requirement that you have motor insurance to be able to drive a car, van or motorbike. Depending on the type of motor insurance policy you have, you may or may not be covered for the replacement or repair of your vehicle. This will depend on the circumstances of an accident. When applying for motor insurance quotes you can choose from three levels of cover, as follows:
- Third party only: this level of cover is the minimum legal requirement. It covers you if you injure a third party in an accident, including passengers and /or their property. However, it does not cover you for accidental damage to your vehicle.
- Third party, fire and theft: this level of cover is similar to the above, but also covers you for damage caused by fire to your vehicle and theft of your vehicle. However, as with third party only cover, it does not cover you for accidental damage to your vehicle.
- Comprehensive: in addition to the above, this covers you for fire, theft and accidental damage to your vehicle.
The cost of motor insurance will depend on a number of different factors including things like your age, sex, previous motor convictions, the car to be insured, modifications, etc. You should be able to get lower premiums if your vehicle is secure, such as parked in a garage or has a Thatcham approved alarm.
Like most things in life, it is important that you shop around when obtaining motor insurance so that you get the best deal for your circumstances. When you obtain quotes make sure you read the key policy information to see what is covered, and perhaps most importantly, what isn’t covered by the policy.
In addition, the cheapest policy might not necessarily be the most suitable for your circumstances; while some policies might be cheaper than others, they may not have the same level of cover – reading all the documentation provided to you will help you establish this. Most motor insurance policies have a standard excess charge. This means you agree to pay the first part of any claim you make, for example the first £150 or £250. Generally speaking, the higher level of excess you agree to pay, the lower the cost of the policy.
For each year that you don’t claim on your motor insurance policy, you can build up a no-claims discount which will lower the cost of your cover with each passing year that you don’t claim. Some insurance companies allow you to protect your no-claims discount built up to date, which can mean a saving on the cost of your future cover should you have to make a claim. However, you should understand that protecting your no-claims discount does not protect the price you pay for cover – you are simply protecting the discount built up to date and the cost of your cover may still increase at renewal due, for example, as a result of general increases relfected in the insurance market or as a result of your claim.
