Compare Credit Cards

There are dozens of credit card providers all offering various introductory deals at any one time.  Taking the time to search for and choose the right credit card for your circumstances could save you serious money.  So whether you’re looking for a great deal on balance transfers, purchases or cash-back, use our free credit card comparison service to find the right credit card for you.

Compare Credit Cards:

Credit Card	Balance Transfers	Purchases	APR	More Info
Bank of Scotland All In One Credit Card	0% for 9 months fee 3%	0% for 9 months	15.9%
Halifax All In One Credit Card	0% for 9 months fee 3%	0% for 9 months	15.9%
Virgin Atlantic Credit Card Flying Club Miles reward scheme	0% for 6 months fee 2%	-	17.9%
Virgin Money Credit Card Balance Transfer Card	0% for 16 months fee 2.98%	0% for 3 months	16.6%

Interest rates, fees and introductory periods do change from time to time - visit provider's website for up to date info

Adverse Credit - Credit Cards: re-build your credit rating

Credit Card	Balance Transfers	Purchases	APR	More Info
Capital One Classic Adverse Credit	-	-	34.9%
Vanquis Adverse Credit	-	-	39.9%

Interest rates, fees and introductory periods do change from time to time - visit provider's website for up to date info

Credit Card Reviews:

What is a credit card used for?

A credit card gives you the freedom to buy things now and pay later, but usually at a cost.  A credit card is a form of borrowing.  You can apply for one from most banks and lenders.  If your application is accepted the card issuer will set you a credit limit – this is the amount you can borrow.  You can use your credit card to buy goods and services and you’ll get a statement each month showing how much you’ve spent.  You have to pay back to the lender at least the minimum amount shown on the statement each month, which is typically a few percent of the outstanding balance.  The card issuer will charge you interest each month on any outstanding balance you owe. 

When choosing a credit card it can sometimes be difficult for consumers to determine which card is the best deal for their particular circumstances.  This is because of the wide range of benefits and options each credit card offers which will typically appeal to some consumers, but not others, and vice versa.  In the past, the way most consumers chose a credit card was simply to select the credit card with the lowest Annual Percentage Rate (APR).  However, with credit cards now typically offering long introductory interest free periods on balance transfers and purchases, it is important for consumers to avoid simply looking at the lowest APR and making a decision based on that, but to dig a little deeper to see if credit cards with higher APRs offer any material advantages which would make choosing that credit card with a higher APR suitable in the circumstances.